Policy Intelligence captured MORE data than human labeling in several areas
14
Total Policies
$758,592
Total Premium (100% Match)
100%
Policy Intelligence Captured (100%)
7/7
Policy Numbers
15+
Policy Intelligence Exclusive Fields
Exact Match
Partial Match / Variation
Policy Intelligence Has Better Data
Policy Intelligence Exclusive (Not in Human)
Policy Intelligence Missing
🌟 Where Policy Intelligence Performed BETTER Than Human Labeling
| Field/Policy | Human Labeled | Policy Intelligence Parsed BETTER |
|---|---|---|
| WC Experience Modifier | Not in human data |
Exp Mod: 1.16 Policy Intelligence Only |
| WC States Coverage | Not in human data |
Primary: MA | Other: AL, AZ, CA, CO, CT + 25 more Policy Intelligence Only |
| WC Notes | Not in human data |
AMENDED NAMED INSUREDS ON LOCATION #002 AND #003, AND MARKED LOCATIONS #005 AND #006 AS DELETED Policy Intelligence Only |
| Excess Coverage Trigger | Not in human data |
Follows Underlying Policy Intelligence Only |
| Excess Defense Costs | Not in human data |
Within Limits Policy Intelligence Only |
| Cyber Additional Coverages | Third Party: $1M Cyber/Privacy Liability, $1M Payment Card, $1M Regulatory, $1M Electronic Media, Widespread Events: $1M each type |
PLUS: Funds transfer fraud ($100k), Computer fraud ($100k), Social engineering fraud ($100k), Invoice fraud ($100k), Biometric privacy ($1M), Ransomware ($1M), Reputational loss ($100k), Betterment costs ($100k) +8 More Coverages |
| GL Additional Coverages | Administrative Defense: $25k each/$25k agg, Emergency PR: $100k each/$100k agg, HIPAA Defense: $25k each/$25k agg |
SAME PLUS: Emergency evacuation ($100k each/$100k agg), Key employee replacement ($25k per/$50k agg), Property damage legal liability broad form ($1M), Limited key employee replacement expenses +4 More |
| Property Sub-limits Detail | Cyber: $1k Data/Network, $1k Data Service Provider, $50k Stock. Other: $1M Accounts Receivable, $100k Arson Reward, $100k Attraction Property, $10M Earth Movement, $10M Flood, $500k Data Restoration, $250k Fine Arts, $5M Extra Expense |
ALL HUMAN LIMITS PLUS: Scheduled fine arts ($175k Warhol, $30k Indiana), Healthcare-specific ($250k evacuation, $100k fundraising, $500k mobile equipment, $250k patient relocation, $100k patient property, $250k professional replacement, $100k spoilage), 30+ additional sub-limits Much More Complete |
📋 Property Insurance - Affiliated FM Insurance Company
| Field | Human Labeled | Policy Intelligence Parsed |
|---|---|---|
| Named Insureds | Jewish Healthcare Center, Inc. and its wholly or majority owned subsidiaries, and any interest which may now exist or hereinafter be created or acquired... |
Jewish Healthcare Center, Inc. and its wholly or majority owned subsidiaries |
| Policy Number | 1146200 |
1146200 |
| Policy Limits | USD 92,744,443 Policy Limit with extensive sub-limits |
$92,744,443 Total Insured Value (TIV) with all sub-limits captured |
| Carrier | Affiliated FM Insurance Company |
Affiliated FM Insurance Company |
| Premium | Not Found on Policy |
Not specified |
📋 Workers Compensation - MEMIC Casualty Company
| Field | Human Labeled | Policy Intelligence Parsed |
|---|---|---|
| Named Insureds | Jewish Healthcare Center Inc JHC Assisted Living Corp Jewish Home Hospice Inc Jewish Home For Aged Foundation Inc |
JEWISH HEALTHCARE CENTER INC |
| Policy Number | 610 3801053 |
610 3801053 |
| Premium | $365,554 |
$365,554 |
| Premium Basis/Payroll | $5,993,202 / $1,164,784 / $1,029,904 / $12,045,461 / $2,134,223 |
$5,993,202 / $1,164,784 / $1,029,904 / $12,045,461 / $2,134,223 PERFECT MATCH |
| Average Rates | 0.04 / 1.53 / 1.14 / 1.77 / 1.19 |
0.04 / 1.53 / 1.14 / 1.77 / 1.19 |
| Experience Modifier | Not in human data |
Exp Mod: 1.16 Policy Intelligence Only |
| States Covered | Not in human data |
Primary: MA | Other: AL, AZ, CA, CO, CT + 25 more Policy Intelligence Only |
📋 General Liability - The Hanover Atlantic Insurance Company
| Field | Human Labeled | Policy Intelligence Parsed |
|---|---|---|
| Named Insureds | Jewish Healthcare Center Inc JHC Assisted Living Corp |
JEWISH HEALTHCARE CENTER INC. |
| Policy Number | L3N - A543356 - 10 |
L3N - A543356 - 10 |
| Policy Period | 02/01/2025 - 02/01/2026 |
2025-02-01 - 2026-02-01 |
| Each Occurrence | $1,000,000 |
$1,000,000 |
| General Aggregate | $3,000,000 |
$3,000,000 |
| Products/Completed Ops | $3,000,000 |
$3,000,000 |
| Personal & Advertising Injury | $1,000,000 Any one person or organization |
$1,000,000 Personal and advertising injury limit |
| Damage to Rented Premises | $100,000 Any one premises |
$100,000 Damage to premises rented to you |
| Medical Expense | $5,000 Any one person |
$5,000 Medical expense limit |
| Eldercare Professional | $1,000,000 Each Incident / $3,000,000 Aggregate |
$1,000,000 Each professional services incident / $3,000,000 Aggregate |
| Employee Benefits Liability | $1,000,000 Each Employee / $3,000,000 Aggregate |
$1,000,000 Each Employee Limit / $3,000,000 Aggregate |
| Abuse or Molestation | $1,000,000 Each Incident / $3,000,000 Aggregate |
$1,000,000 Each incident limit / $3,000,000 Aggregate limit |
| Additional Coverages | Innocent Party Defense: $25,000 Aggregate Administrative Defense: $25,000 Each/$25,000 Agg Emergency PR: $100,000 Each/$100,000 Agg HIPAA Defense: $25,000 Each/$25,000 Agg |
ALL HUMAN COVERAGES PLUS: Emergency evacuation: $100,000 Each/$100,000 Agg Property damage legal liability broad form: $1,000,000 Limited key employee replacement: $25,000 per/$50,000 agg |
| Carrier | The Hanover Atlantic Insurance Company, Ltd. |
The Hanover Atlantic Insurance Company, Ltd. |
| Broker/Wholesaler | Insurance Marketing Agencies, Inc. |
Insurance Marketing Agencies, Inc. |
| Deductible | $1,000 EBL |
$1,000 Employee benefits liability |
| Premium | $241,669 |
$241,669 |
📋 Auto Insurance - Citizens Insurance Company
| Field | Human Labeled | Policy Intelligence Parsed |
|---|---|---|
| Named Insureds | Jewish Healthcare Center Inc |
JEWISH HEALTHCARE CENTER INC |
| Policy Number | ABN-A543683-10 |
ABN-A543683-10 |
| Policy Period | 02/01/2025 - 02/01/2026 |
2025-02-01 - 2026-02-01 |
| Compulsory Bodily Injury | $20,000 Each Person / $40,000 Each Accident (Symbol 7, 8, 9) |
20000/40000 Compulsory bodily injury (7) |
| Personal Injury Protection | $8,000 – PIP (Symbol 5) |
8000 Personal injury protection (5) |
| Optional BI & PD | $1,000,000 Combined Single Limit (Symbol 7, 8, 9) |
1000000 Optional bodily injury & property damage liability (7) |
| Medical Payments | $5,000 (Symbol 7) |
5000 Medical payments (7) |
| Uninsured Motorists | $100,000 Each Person / $300,000 Each Accident (Symbol 6) |
100000/300000 Uninsured motorists (6) |
| Underinsured Motorist | $100,000 Each Person / $300,000 Each Accident (Symbol 7) |
100000/300000 Underinsured motorist (7) |
| Physical Damage | Included – Comp / Coll (Symbol 7) |
Actual Cash Value Comprehensive (7) / Actual Cash Value Collision (7) |
| Rental Reimbursement | $30 Any one Day, 30 Days / $900 Any one Period (Symbol 7) for Veh #15 & 16 |
30/day, 900/occurrence Rental reimbursement (7) |
| Additional Coverages | Included – Waiver of Deductible (Symbol 7) |
MA WAIVER OF DEDUCTIBLE 500 Broadening endorsement 1000000 Hired auto liability 1000000 Employer's non-ownership liability |
| Carrier | Hanover - Citizens Ins Co of America |
CITIZENS INS CO OF AMERICA |
| Broker/Wholesaler | Insurance Marketing Agencies, Inc. |
Insurance Marketing Agencies, Inc. |
| Deductible | $1,000 / $1,000 for all vehicles |
$1,000 - Physical Damage Comprehensive, Collision (ALL) |
| Premium | $32,176 |
$32,176 |
📋 Cyber Security - ACE American Insurance Company
| Field | Human Labeled | Policy Intelligence Parsed |
|---|---|---|
| Named Insureds | Not specified in human data |
JEWISH HEALTHCARE CENTER |
| Policy Number | D02139728 |
D02139728 |
| Policy Period | 02/01/2025 - 02/01/2026 |
2025-02-01T00:01:00 - 2026-02-01T00:01:00 |
| Maximum Limits | $1,000,000 Maximum Single Limit $1,000,000 Maximum Policy Aggregate |
$1,000,000 Total Limit – Limit of Insurance $1,000,000 in the aggregate |
| Cyber Incident Response | $1,000,000 Each / $1,000,000 Aggregate - Response Team $500,000 Each / $500,000 Aggregate - Non-Panel Provider |
$1,000,000 A.1. cyber incident response team $500,000 A.2. non-panel response provider |
| Business Interruption | $1,000,000 Each / $1,000,000 Aggregate - BI Loss & Extra Expenses $1,000,000 Each / $1,000,000 Aggregate - Contingent BI |
$1,000,000 B.1. business interruption loss and extra expenses $1,000,000 B.2. contingent business interruption |
| Digital Data Recovery | $1,000,000 Each Cyber Incident / $1,000,000 Aggregate |
$1,000,000 C. digital data recovery |
| Network Extortion | $1,000,000 Each Cyber Incident / $1,000,000 Aggregate |
$1,000,000 D. network extortion |
| Third Party Liability | $1,000,000 Each / $1,000,000 Agg - Cyber/Privacy/Network Security $1,000,000 Each / $1,000,000 Agg - Payment Card Loss $1,000,000 Each / $1,000,000 Agg - Regulatory Proceeding $1,000,000 Each / $1,000,000 Agg - Electronic/Social/Printed Media |
$1,000,000 E. cyber, privacy and network security liability $1,000,000 E.1. payment card loss $1,000,000 E.2. regulatory proceeding $1,000,000 F. electronic, social and printed media liability |
| Widespread Events | $1,000,000 Widespread Severe Known Vulnerability Exploit $1,000,000 Widespread Software Supply Chain Exploit $1,000,000 Widespread Severe Zero Day Exploit $1,000,000 All Other Widespread Events |
$1,000,000 Widespread severe known vulnerability exploit $1,000,000 Widespread software supply chain exploit $1,000,000 Widespread severe zero day exploit $1,000,000 All other widespread events |
| Additional Coverages | Not in human data |
$100,000 Funds transfer fraud $100,000 Computer fraud $100,000 Social engineering fraud $100,000 Business interruption from non-malicious act $100,000 Reputational event attrition loss $100,000 Betterment costs $100,000 Invoice fraud financial loss $1,000,000 Ransomware encounter $1,000,000 Biometric privacy |
| Carrier | Chubb - ACE American Insurance Company |
ACE American Insurance Company |
| Broker/Wholesaler | Not Found on Policy |
Not Found on Policy |
| Deductibles | $5,000 Most coverages $10,000 Business interruption from non-malicious $10,000 Reputational event 12 Hours BI waiting period |
$5,000 A.1. cyber incident response team $5,000 B.1. business interruption $10,000 Business interruption from non-malicious $10,000 Reputational event attrition loss 12 Hours waiting period |
| Premium | $9,988 |
$9,988 |
📋 Excess/Umbrella Insurance - The Hanover Atlantic Insurance Company
| Field | Human Labeled | Policy Intelligence Parsed |
|---|---|---|
| Named Insureds | Not specified in human data |
JEWISH HEALTHCARE CENTER INC. |
| Coverage Type | Excess |
Excess Insurance |
| Policy Number | L3N - A543357 - 10 |
L3N - A543357 - 10 |
| Policy Period | 02/01/2025 - 02/01/2026 |
2025-02-01 - 2026-02-01 |
| Each Occurrence Limit | $4,000,000 Commercial Excess Liability Each Occurrence Limit |
$4,000,000 Each Occurrence |
| Aggregate Limit | $4,000,000 Commercial Excess Liability Aggregate Limit |
$4,000,000 Aggregate |
| Coverage Trigger | Not in human data |
Follows Underlying Policy Intelligence Only |
| Defense Costs | Not in human data |
Within Limits Policy Intelligence Only |
| Carrier | The Hanover Atlantic Insurance Company, Ltd. |
THE HANOVER ATLANTIC INSURANCE COMPANY, LTD. |
| Broker/Wholesaler | Insurance Marketing Agencies, Inc. |
Insurance Marketing Agencies, Inc. |
| Deductible | Not specified |
Not Available |
| Premium | $75,721 |
$75,721 |
📋 Management Liability Package - Federal Insurance Company
| Field | Human Labeled | Policy Intelligence Parsed |
|---|---|---|
| Directors & Officers Liability (D&O) | ||
| Policy Structure | Single Management Liability policy with note: "It is a single Management Liability policy." |
Parsed as separate D&O policy |
| Named Insureds | Not specified in human data |
JEWISH HEALTHCARE CENTER |
| Policy Number | J06479716 |
J06479716 |
| Aggregate Limit | $1,000,000 (A) Aggregate Limit of Liability |
$1,000,000 in the aggregate – Limit of Insurance |
| Antitrust Matters | $1,000,000 (1) Antitrust Matters Limit of Liability |
$1,000,000 Antitrust matters limit of liability |
| Regulatory Fraud | $1,000,000 (2) Sublimit for Regulatory Fraud Coverage $1,000,000 Defense Costs Sublimit for Regulatory Fraud Matter |
$1,000,000 Sublimit for regulatory fraud coverage $1,000,000 Defense costs sublimit for regulatory fraud matter |
| Other Sub-limits | $50,000 (3) Sublimit for Clinical Trial Coverage $50,000 (4) Sublimit for EMTALA Matters $10,000 (5) Sublimit for Tax Matters $500,000 (6) Sublimit for Securityholder or Member Inquiry Coverage $500,000 (C) Additional Limit of Liability Dedicated for Executives |
$50,000 Sublimit for clinical trial coverage $50,000 Sublimit for emtala matters $10,000 Sublimit for tax matters $500,000 Sublimit for securityholder or member inquiry coverage $500,000 Additional limit of liability dedicated for executives |
| Deductibles | (1) No Retention is applicable to Insuring Clause (A) $15,000 (2) Insuring Clauses (B) & (C) $15,000 (3) Each Antitrust Matter $15,000 (4) Each Provider Selection Matter $1,000,000 (5) Each Regulatory Fraud Matter $15,000 (6) Each Clinical Trial Matter |
$0 Insuring clause (a) $15,000 Insuring clauses (b) & (c) $15,000 Each antitrust matter $15,000 Each provider selection matter $1,000,000 Each regulatory fraud matter $15,000 Each clinical trial matter |
| Employment Practices Liability (EPLI) | ||
| Coverage | EPLI |
Employment Practices Liability |
| Aggregate Limit | $1,000,000 (A) Aggregate Limit of Liability |
$1,000,000 in the aggregate – Limit of Insurance |
| Deductibles | $50,000 (1) Each Employment Claim (other than a Mass or Class Action) $50,000 (2) Each Third Party Claim (other than a Mass or Class Action) $50,000 (3) Each Mass or Class Action |
$50,000 Each employment claim (other than a mass or class action) $50,000 Each third party claim (other than a mass or class action) $50,000 Each mass or class action |
| Fiduciary Liability | ||
| Coverage | Fiduciary |
Fiduciary Liability |
| Aggregate Limit | $1,000,000 (A) Aggregate Limit of Liability |
$1,000,000 in the aggregate – Limit of Insurance |
| Sub-limits | $100,000 (1) Sublimit for HIPAA/HITECH Penalties $50,000 (2) Sublimit for PPACA Penalties $50,000 (3) Sublimit for Section 4975 IRC Excise Tax $50,000 (4) Sublimit for Section 502(c) Penalties $50,000 (5) Sublimit for Canadian Penalties $100,000 (6) Sublimit for Voluntary Program Notice Coverage $50,000 (7) Penalty Suite Additional Sublimit of Liability $50,000 (8) Sublimit for Failure to Enroll Demand Coverage |
$100,000 Sublimit for hipaa/hitech penalties $50,000 Sublimit for ppaca penalties $50,000 Sublimit for section 4975 irc excise tax $50,000 Sublimit for section 502(c) penalties $50,000 Sublimit for canadian penalties $100,000 Sublimit for voluntary program notice coverage $50,000 Penalty suite additional sublimit of liability $50,000 Sublimit for failure to enroll demand coverage |
| Deductibles | $0 (1) Each Claim (other than a Mass or Class Action) $0 (2) Voluntary Program Notice Coverage $0 (3) Each Mass or Class Action |
$0 Each claim (other than a mass or class action) $0 Voluntary program notice coverage $0 Each mass or class action |
| Crime and Fidelity | ||
| Coverage | Crime |
Crime and Fidelity |
| Employee Theft | $250,000 (1) Employee Theft |
$250,000 Employee theft |
| Client Theft | $100,000 (2) Client Theft |
$100,000 Client theft |
| ERISA Coverage | $250,000 (3) ERISA Fraud or Dishonesty |
$250,000 Erisa fraud or dishonesty |
| Other Coverages | $15,000 (B) Premises $50,000 (G) Social Engineering Fraud $15,000 Claim and Computer Investigation Expense |
$15,000 Premises $50,000 Social engineering fraud $15,000 Claim and computer investigation expense Plus: Not Covered - In transit, Forgery, Computer system fraud, Funds transfer fraud, Money orders |
| Carrier | Chubb - Federal Insurance Company |
Federal Insurance Company |
| Broker/Wholesaler | Insurance Marketing Agencies Inc |
Insurance Marketing Agencies Inc |
| Total Premium | $33,484 (for entire Management Liability package) |
$33,484 (assigned to D&O) |
📈 Final Performance Metrics
| Financial Data Accuracy | 100% - All premiums, payroll, and rates captured perfectly |
|
| Policy Numbers | 100% - All 7 policy numbers exact match |
|
| Additional Data Captured | 15+ fields captured by Policy Intelligence that weren't in human labeling |
|
| Areas for Improvement | Multiple named insureds (partial), Policy structure (management liability), Carrier parent names |
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